/* SettleCheck homepage (index.html only). Redesigned 2026-11-03; the other six top-level pages keep styles.css.
   Tokens mirror ios/SettleCheck/Design/FoundTheme.swift and start/funnel.css. No images except the icon and the
   email PNG; the phone, the cards and the step illustrations are HTML + CSS. */
:root {
  --ink: #0B0D12; --ink-soft: #5B6472; --ink-mute: #8A94A6; --canvas: #F6F8FB; --surface: #fff; --surface-muted: #EDF1F7; --line: #E1E6EE;
  --midnight: #080A0F; --accent: #1652F0; --accent-deep: #1245CC; --accent-soft: #E8EFFF; --glow: #76A4FF; --aqua: #4F7DFF;
  --success: #14805E; --success-soft: #E7F6F0; --warn: #8A5A12; --warn-soft: #FBF1DC;
  --font: -apple-system, BlinkMacSystemFont, "SF Pro Display", "SF Pro Text", Inter, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --rounded: -apple-system, BlinkMacSystemFont, "SF Pro Rounded", "SF Pro Display", Inter, system-ui, sans-serif;
  --dark: radial-gradient(640px 640px at 82% 104%, rgba(22,82,240,.42), transparent 62%), radial-gradient(460px 460px at 8% -8%, rgba(118,164,255,.18), transparent 62%), linear-gradient(135deg, #070910 0%, #0A1020 22%, #0E1C3F 48%, #123B87 80%, #1F55D6 100%);
  --light: radial-gradient(600px 500px at 88% -8%, rgba(22,82,240,.11), transparent 62%), radial-gradient(520px 480px at -8% 108%, rgba(79,125,255,.10), transparent 62%), linear-gradient(135deg, #F7F9FE 0%, #EEF3FF 32%, #F8FAFF 58%, #DCE6FF 100%);
}
* { box-sizing: border-box; }
[hidden] { display: none !important; }
html { scroll-behavior: smooth; }
html, body { margin: 0; }
body { background: var(--surface); color: var(--ink); font: 16px/1.55 var(--font); -webkit-font-smoothing: antialiased; -webkit-tap-highlight-color: transparent; overflow-x: hidden; }
a { color: var(--accent); text-decoration: none; }
h1, h2, h3, h4 { margin: 0; letter-spacing: -.02em; font-weight: 800; line-height: 1.1; }
p { margin: 0; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; height: 56px; padding: 0 28px; border-radius: 28px; border: 0; font: inherit; font-size: 17px; font-weight: 700; color: #fff; background: linear-gradient(90deg, var(--accent), var(--aqua)); box-shadow: 0 10px 26px rgba(22,82,240,.28), inset 0 1px 0 rgba(255,255,255,.28); cursor: pointer; white-space: nowrap; transition: transform .12s ease, box-shadow .2s ease; }
.btn:hover { transform: translateY(-1px); box-shadow: 0 14px 30px rgba(22,82,240,.34), inset 0 1px 0 rgba(255,255,255,.28); }
.btn:active { transform: scale(.985); }
.btn svg { width: 18px; height: 18px; flex: none; }
.btn.white { background: #fff; color: var(--midnight); box-shadow: 0 12px 30px rgba(0,0,0,.22); }
.btn.white:hover { box-shadow: 0 16px 34px rgba(0,0,0,.28); }
.btn.sm { height: 44px; padding: 0 20px; font-size: 15px; border-radius: 22px; box-shadow: 0 6px 16px rgba(0,0,0,.18); }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-size: 13px; font-weight: 700; letter-spacing: .02em; color: var(--accent); background: var(--accent-soft); padding: 7px 12px; border-radius: 999px; }
.lead { font-size: 18px; color: var(--ink-soft); font-weight: 500; }
.chip { display: inline-flex; align-items: center; gap: 5px; font-size: 12px; font-weight: 700; padding: 4px 9px; border-radius: 999px; background: var(--surface-muted); color: var(--ink-soft); white-space: nowrap; }
.chip.ok { background: var(--success-soft); color: var(--success); }
.chip.auto { background: var(--accent-soft); color: var(--accent); }
.chip svg { width: 12px; height: 12px; }
.tile { display: grid; place-items: center; flex: none; border-radius: 30%; background: var(--bg, var(--accent-soft)); color: var(--fg, var(--accent)); font-weight: 800; letter-spacing: -.03em; font-family: var(--rounded); }
section { padding: 88px 0; }
.sec-head { max-width: 640px; margin-bottom: 44px; }
.sec-head h2 { font-size: clamp(30px, 4vw, 44px); margin-bottom: 14px; }
.sec-head.center { margin-left: auto; margin-right: auto; text-align: center; }

/* ---------- Header + hero (one dark block) ---------- */
.top { background: var(--dark); color: #fff; position: relative; overflow: hidden; }
header { position: relative; z-index: 3; }
header .wrap { display: flex; align-items: center; justify-content: space-between; height: 76px; gap: 16px; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-weight: 800; font-size: 19px; letter-spacing: -.02em; color: #fff; }
.brand img { width: 34px; height: 34px; border-radius: 9px; box-shadow: 0 4px 12px rgba(0,0,0,.25); }
.nav { display: flex; gap: 28px; }
.nav a { color: rgba(255,255,255,.72); font-size: 15px; font-weight: 600; }
.nav a:hover { color: #fff; }
.actions { display: flex; align-items: center; gap: 18px; }
.actions .login { color: rgba(255,255,255,.82); font-size: 15px; font-weight: 600; }
.actions .login:hover { color: #fff; }
.hero { position: relative; z-index: 2; }
.hero .wrap { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, 1fr); align-items: center; gap: 40px; padding-top: 40px; padding-bottom: 48px; }
.live { display: inline-flex; align-items: center; gap: 9px; font-size: 13px; font-weight: 700; color: #fff; background: rgba(255,255,255,.12); border: 1px solid rgba(255,255,255,.2); border-radius: 999px; padding: 7px 14px 7px 10px; backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); }
.live i { width: 8px; height: 8px; border-radius: 50%; background: #6EF0B0; box-shadow: 0 0 0 0 rgba(110,240,176,.6); animation: pulse 2s infinite; }
@keyframes pulse { 0% { box-shadow: 0 0 0 0 rgba(110,240,176,.55); } 70% { box-shadow: 0 0 0 9px rgba(110,240,176,0); } 100% { box-shadow: 0 0 0 0 rgba(110,240,176,0); } }
.hero h1 { font-size: clamp(42px, 5.4vw, 66px); line-height: 1.02; letter-spacing: -.035em; margin: 22px 0 18px; }
.hero h1 b { color: var(--glow); font-weight: 800; }
.hero .lead { color: rgba(255,255,255,.74); max-width: 520px; font-size: 19px; }
.cta { margin-top: 30px; display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.cta .note { font-size: 14px; font-weight: 600; color: rgba(255,255,255,.62); }
.facts { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 34px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.14); }
.facts span { display: inline-flex; align-items: center; gap: 8px; font-size: 14px; font-weight: 600; color: rgba(255,255,255,.78); }
.facts svg { width: 16px; height: 16px; color: #6EF0B0; flex: none; }

/* Phone mockup */
.stage { position: relative; display: flex; justify-content: center; align-items: flex-start; }
.device { position: relative; width: 300px; height: 612px; background: #0B0D12; border-radius: 48px; padding: 10px; box-shadow: 0 0 0 1px rgba(255,255,255,.18), 0 40px 90px rgba(0,0,0,.55), inset 0 0 0 2px #2A2F3A; }
.device::before { content: ""; position: absolute; top: 18px; left: 50%; width: 92px; height: 26px; transform: translateX(-50%); background: #0B0D12; border-radius: 14px; z-index: 2; }
.screen { position: relative; height: 100%; border-radius: 38px; overflow: hidden; background: var(--light); color: var(--ink); padding: 52px 14px 0; font-size: 10px; }
.s-top { display: flex; align-items: center; gap: 7px; }
.s-top img { width: 22px; height: 22px; border-radius: 6px; }
.s-top b { font-size: 12.5px; font-weight: 800; letter-spacing: -.02em; }
.s-top .bell { margin-left: auto; width: 26px; height: 26px; border-radius: 50%; background: rgba(255,255,255,.8); border: 1px solid rgba(255,255,255,.9); position: relative; box-shadow: 0 3px 8px rgba(11,13,18,.06); }
.s-top .bell::after { content: ""; position: absolute; right: 5px; top: 5px; width: 5px; height: 5px; border-radius: 50%; background: #E5484D; }
.s-greet { margin-top: 18px; font-size: 18px; font-weight: 800; letter-spacing: -.03em; line-height: 1.1; }
.s-sub { font-size: 10.5px; color: var(--ink-soft); font-weight: 500; margin-top: 3px; }
.s-hero { margin-top: 14px; color: #fff; border-radius: 18px; padding: 14px 15px 12px; background: radial-gradient(180px 150px at 85% 90%, rgba(118,164,255,.35), transparent 60%), linear-gradient(135deg, #0A1020 0%, #0E1C3F 45%, #123B87 80%, #1F55D6 100%); box-shadow: 0 14px 30px rgba(22,82,240,.28); }
.s-hero .k { font-size: 8px; font-weight: 800; letter-spacing: .1em; color: rgba(255,255,255,.6); }
.s-hero .v { font-family: var(--rounded); font-size: 30px; font-weight: 800; letter-spacing: -.02em; line-height: 1; margin-top: 7px; font-variant-numeric: tabular-nums; }
.s-hero .s { font-size: 9px; color: rgba(255,255,255,.7); font-weight: 500; margin-top: 5px; }
.s-hero .m { display: flex; margin-top: 11px; padding-top: 9px; border-top: 1px solid rgba(255,255,255,.14); }
.s-hero .m div { flex: 1; text-align: center; }
.s-hero .m div + div { border-left: 1px solid rgba(255,255,255,.14); }
.s-hero .m b { display: block; font-size: 13px; font-weight: 800; }
.s-hero .m span { display: block; font-size: 8px; color: rgba(255,255,255,.62); font-weight: 600; margin-top: 1px; }
.s-h { font-size: 12px; font-weight: 800; letter-spacing: -.02em; margin: 14px 0 7px; display: flex; justify-content: space-between; align-items: baseline; }
.s-h a { font-size: 9px; font-weight: 700; color: var(--accent); }
.s-next { background: rgba(255,255,255,.85); border: 1px solid rgba(255,255,255,.95); border-radius: 14px; padding: 10px 11px 10px 14px; position: relative; box-shadow: 0 6px 14px rgba(11,13,18,.05); }
.s-next::before { content: ""; position: absolute; left: 0; top: 10px; bottom: 10px; width: 3px; border-radius: 2px; background: var(--accent); }
.s-next b { display: block; font-size: 11px; font-weight: 800; letter-spacing: -.01em; }
.s-next span { display: block; font-size: 9px; color: var(--ink-soft); font-weight: 500; margin-top: 2px; }
.s-next .go { display: inline-flex; align-items: center; margin-top: 8px; height: 22px; padding: 0 10px; border-radius: 11px; background: var(--accent); color: #fff; font-size: 9px; font-weight: 700; }
.s-row { display: flex; align-items: center; gap: 9px; background: rgba(255,255,255,.85); border: 1px solid rgba(255,255,255,.95); border-radius: 13px; padding: 8px 10px; margin-top: 6px; box-shadow: 0 4px 10px rgba(11,13,18,.04); }
.s-row .tile { width: 30px; height: 30px; border-radius: 9px; font-size: 12px; }
.s-row b { display: block; font-size: 10.5px; font-weight: 800; letter-spacing: -.01em; }
.s-row span { display: block; font-size: 8.5px; color: var(--ink-soft); font-weight: 500; }
.s-row .chip { font-size: 7.5px; padding: 2px 6px; margin-left: auto; }
.s-tabs { position: absolute; left: 12px; right: 12px; bottom: 14px; height: 50px; border-radius: 25px; background: rgba(255,255,255,.78); border: 1px solid rgba(255,255,255,.95); backdrop-filter: blur(16px); -webkit-backdrop-filter: blur(16px); box-shadow: 0 8px 22px rgba(11,13,18,.1); display: flex; align-items: center; justify-content: space-around; padding: 0 6px; }
.s-tabs div { display: flex; flex-direction: column; align-items: center; gap: 3px; font-size: 7.5px; font-weight: 700; color: var(--ink-soft); }
.s-tabs div.on { color: var(--accent); }
.s-tabs svg { width: 16px; height: 16px; }
.s-fade { position: absolute; left: 0; right: 0; bottom: 0; height: 110px; background: linear-gradient(to bottom, rgba(238,243,255,0), rgba(232,238,252,.95) 60%); pointer-events: none; }
.float { position: absolute; z-index: 4; left: -44px; top: 426px; width: 310px; background: #fff; color: var(--ink); border-radius: 20px; padding: 13px 14px; box-shadow: 0 30px 60px rgba(0,0,0,.35), 0 0 0 1px rgba(11,13,18,.05); transform: rotate(-4deg); display: flex; align-items: center; gap: 12px; animation: hover 6s ease-in-out infinite; }
@keyframes hover { 0%, 100% { transform: rotate(-4deg) translateY(0); } 50% { transform: rotate(-4deg) translateY(-8px); } }
.float .tile { width: 44px; height: 44px; border-radius: 13px; font-size: 18px; }
.float b { display: block; font-size: 14px; font-weight: 800; letter-spacing: -.01em; white-space: nowrap; }
.float .amt { display: block; font-size: 12.5px; font-weight: 700; color: var(--ink); margin-top: 1px; white-space: nowrap; }
.float .chips { display: flex; gap: 5px; margin-top: 6px; flex-wrap: wrap; }
.float .chip { font-size: 10px; padding: 3px 7px; }
.float .go { margin-left: auto; flex: none; display: inline-flex; align-items: center; height: 32px; padding: 0 11px; border-radius: 16px; background: var(--accent); color: #fff; font-size: 11px; font-weight: 700; white-space: nowrap; }

/* ---------- Open right now ---------- */
.open { background: var(--canvas); }
.open .sec-head { display: flex; align-items: flex-end; justify-content: space-between; max-width: none; gap: 24px; }
.open .sec-head p { max-width: 560px; }
.open .more { font-size: 15px; font-weight: 700; white-space: nowrap; display: inline-flex; align-items: center; gap: 6px; }
.open .more svg { width: 16px; height: 16px; }
.cards { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 16px; }
.card { display: flex; flex-direction: column; gap: 12px; background: var(--surface); border: 1px solid var(--line); border-radius: 24px; padding: 20px; color: var(--ink); transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.card:hover { transform: translateY(-3px); box-shadow: 0 18px 40px rgba(11,13,18,.08); border-color: transparent; }
.card .tile { width: 64px; height: 64px; border-radius: 20px; font-size: 27px; }
.card .name { font-size: 17px; font-weight: 800; letter-spacing: -.02em; line-height: 1.15; }
.card .what { font-size: 13px; color: var(--ink-soft); font-weight: 500; margin-top: 2px; }
.card .amt { font-size: 15px; font-weight: 700; color: var(--accent); }
.card .meta { display: flex; flex-wrap: wrap; gap: 6px; align-items: center; margin-top: auto; }
.card .when { font-size: 12.5px; color: var(--ink-mute); font-weight: 600; }
.open .foot { margin-top: 22px; font-size: 13px; color: var(--ink-mute); }

/* ---------- How it works ---------- */
.steps { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; }
.step .num { width: 34px; height: 34px; border-radius: 50%; background: var(--accent); color: #fff; display: grid; place-items: center; font-weight: 800; font-size: 15px; box-shadow: 0 8px 18px rgba(22,82,240,.3); }
.step h3 { font-size: 21px; margin: 16px 0 8px; }
.step p { color: var(--ink-soft); font-size: 15.5px; }
.art { margin-top: 22px; background: var(--light); border: 1px solid #E6ECF8; border-radius: 24px; height: 236px; position: relative; overflow: hidden; display: flex; flex-direction: column; align-items: center; justify-content: center; gap: 9px; padding: 22px; }
.art .q { font-size: 12px; font-weight: 700; color: var(--ink-soft); margin-bottom: 4px; }
.art .ask { width: 100%; max-width: 240px; display: flex; align-items: center; gap: 10px; background: rgba(255,255,255,.9); border: 1px solid rgba(255,255,255,.95); border-radius: 15px; padding: 9px 11px; font-size: 13px; font-weight: 700; box-shadow: 0 6px 14px rgba(11,13,18,.05); }
.art .ask .tile { width: 30px; height: 30px; border-radius: 9px; font-size: 13px; }
.art .ask .ans { margin-left: auto; font-size: 11px; font-weight: 800; padding: 4px 9px; border-radius: 999px; background: var(--surface-muted); color: var(--ink-soft); }
.art .ask .ans.yes { background: var(--accent); color: #fff; }
.art .match { width: 100%; max-width: 262px; background: #fff; border-radius: 18px; padding: 13px 14px; box-shadow: 0 16px 36px rgba(22,82,240,.16), 0 0 0 1px rgba(11,13,18,.05); display: flex; align-items: center; gap: 12px; }
.art .match .tile { width: 42px; height: 42px; border-radius: 13px; font-size: 17px; }
.art .match b { display: block; font-size: 13.5px; font-weight: 800; }
.art .match span { display: block; font-size: 12px; font-weight: 700; color: var(--ink); }
.art .match .chips { display: flex; gap: 5px; margin-top: 6px; }
.art .match .chip { font-size: 10px; padding: 3px 7px; }
.art .ghost { width: 100%; max-width: 262px; height: 44px; border-radius: 16px; background: rgba(255,255,255,.55); border: 1px solid rgba(255,255,255,.8); }
.art .ghost.sm { max-width: 230px; opacity: .7; }
.art .browser { width: 100%; max-width: 262px; transform: translateY(-8px); background: #fff; border-radius: 18px; box-shadow: 0 16px 36px rgba(11,13,18,.1), 0 0 0 1px rgba(11,13,18,.05); overflow: hidden; }
.art .browser .bar { display: flex; align-items: center; gap: 8px; padding: 9px 12px; background: var(--surface-muted); font-size: 11px; font-weight: 700; color: var(--ink-soft); }
.art .browser .bar svg { width: 12px; height: 12px; color: var(--success); }
.art .browser .body { padding: 13px 14px 14px; }
.art .browser .body b { display: block; font-size: 13px; font-weight: 800; }
.art .browser .body .t { display: block; font-size: 11px; color: var(--ink-soft); font-weight: 500; margin: 3px 0 10px; }
.art .browser .go { display: inline-flex; align-items: center; gap: 6px; height: 32px; padding: 0 13px; border-radius: 16px; background: var(--accent); color: #fff; font-size: 12px; font-weight: 700; }
.art .browser .go svg { width: 12px; height: 12px; }
.art .stamp { position: absolute; right: 14px; top: 10px; display: inline-flex; align-items: center; gap: 5px; font-size: 11px; font-weight: 800; color: var(--success); background: var(--success-soft); padding: 5px 9px; border-radius: 999px; }
.art .stamp svg { width: 12px; height: 12px; }
.art .pay { position: absolute; left: 16px; bottom: 16px; display: inline-flex; align-items: center; gap: 7px; background: #fff; border-radius: 12px; padding: 7px 10px; font-size: 11px; font-weight: 700; box-shadow: 0 8px 18px rgba(11,13,18,.08); }
.art .pay img { width: 16px; height: 16px; border-radius: 4px; }

/* ---------- Why unclaimed ---------- */
.why { background: var(--canvas); }
.why .wrap { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: 28px; align-items: stretch; }
.explain { background: var(--dark); color: #fff; border-radius: 28px; padding: 36px; display: flex; flex-direction: column; gap: 18px; box-shadow: 0 24px 50px rgba(22,82,240,.22); }
.explain h3 { font-size: 24px; }
.explain ol { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 12px; }
.explain li { display: flex; gap: 12px; align-items: flex-start; font-size: 16px; color: rgba(255,255,255,.85); font-weight: 500; }
.explain li i { flex: none; width: 24px; height: 24px; border-radius: 50%; background: rgba(255,255,255,.14); border: 1px solid rgba(255,255,255,.22); display: grid; place-items: center; font-style: normal; font-size: 12px; font-weight: 800; }
.explain h4 { font-size: 18px; margin-top: 8px; }
.explain p { color: rgba(255,255,255,.74); font-size: 15.5px; }
.explain .tags { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 4px; }
.explain .tags span { font-size: 12.5px; font-weight: 700; padding: 6px 11px; border-radius: 999px; background: rgba(255,255,255,.1); border: 1px solid rgba(255,255,255,.18); color: rgba(255,255,255,.9); }
.stats { display: grid; grid-template-rows: auto auto; gap: 16px; }
.stat { background: var(--surface); border: 1px solid var(--line); border-radius: 28px; padding: 30px 32px; }
.stat.ring { display: grid; grid-template-columns: 132px minmax(0, 1fr); gap: 26px; align-items: center; }
.ring-svg { width: 132px; height: 132px; position: relative; }
.ring-svg svg { width: 100%; height: 100%; transform: rotate(-90deg); }
.ring-svg circle { fill: none; stroke-width: 11; stroke-linecap: round; }
.ring-svg .track { stroke: var(--accent-soft); }
.ring-svg .fill { stroke: var(--accent); stroke-dasharray: 345; stroke-dashoffset: 314; }
.ring-svg b { position: absolute; inset: 0; display: grid; place-items: center; font-family: var(--rounded); font-size: 30px; font-weight: 800; letter-spacing: -.03em; }
.stat .big { font-family: var(--rounded); font-size: clamp(38px, 4.4vw, 52px); font-weight: 800; letter-spacing: -.035em; line-height: 1; }
.stat .big small { font-size: .5em; font-weight: 800; color: var(--accent); letter-spacing: -.02em; margin-left: 2px; }
.stat h3 { font-size: 20px; margin-top: 8px; }
.stat p { color: var(--ink-soft); font-size: 15px; margin-top: 6px; }
.stat .src { font-size: 12px; color: var(--ink-mute); margin-top: 12px; }
.stat.row { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.stat.row div + div { border-left: 1px solid var(--line); padding-left: 22px; }

/* ---------- Pricing ---------- */
.price .wrap { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: 28px; align-items: start; }
.plan { background: var(--light); border: 1px solid #E6ECF8; border-radius: 28px; padding: 36px; box-shadow: 0 24px 60px rgba(22,82,240,.1); }
.plan .lbl { font-size: 13px; font-weight: 800; letter-spacing: .08em; color: var(--accent); }
.plan .amount { display: flex; align-items: baseline; gap: 10px; margin-top: 12px; }
.plan .amount b { font-family: var(--rounded); font-size: 64px; font-weight: 800; letter-spacing: -.04em; line-height: 1; }
.plan .amount span { font-size: 18px; font-weight: 700; color: var(--ink-soft); }
.plan .then { font-size: 16px; font-weight: 600; color: var(--ink-soft); margin-top: 10px; }
.plan ul { list-style: none; margin: 26px 0 0; padding: 24px 0 0; border-top: 1px solid rgba(11,13,18,.08); display: flex; flex-direction: column; gap: 12px; }
.plan li { display: flex; gap: 11px; align-items: flex-start; font-size: 15.5px; font-weight: 500; }
.plan li svg { width: 20px; height: 20px; flex: none; color: var(--accent); margin-top: 1px; }
.plan .btn { width: 100%; margin-top: 28px; }
.plan .fine { font-size: 13px; color: var(--ink-mute); margin-top: 14px; text-align: center; }
.policy { display: flex; flex-direction: column; gap: 16px; }
.policy div { background: var(--surface); border: 1px solid var(--line); border-radius: 24px; padding: 26px 28px; }
.policy h3 { font-size: 18px; margin-bottom: 8px; display: flex; align-items: center; gap: 10px; }
.policy h3 svg { width: 20px; height: 20px; color: var(--accent); }
.policy p { color: var(--ink-soft); font-size: 15px; }
.policy p + p { margin-top: 8px; }

/* ---------- FAQ ---------- */
.faq { background: var(--canvas); }
.faq .wrap { display: grid; grid-template-columns: minmax(0, .8fr) minmax(0, 1.2fr); gap: 40px; }
.faq h2 { font-size: clamp(30px, 4vw, 44px); }
.faq .sec-head p { margin-top: 14px; }
.qa { border-top: 1px solid var(--line); }
.qa details { border-bottom: 1px solid var(--line); }
.qa summary { list-style: none; cursor: pointer; display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 20px 2px; font-size: 17px; font-weight: 700; }
.qa summary::-webkit-details-marker { display: none; }
.qa summary svg { width: 20px; height: 20px; flex: none; color: var(--ink-mute); transition: transform .2s ease; }
.qa details[open] summary svg { transform: rotate(45deg); color: var(--accent); }
.qa .a { padding: 0 2px 20px; color: var(--ink-soft); font-size: 15.5px; max-width: 620px; }

/* ---------- Final CTA ---------- */
.final { background: var(--dark); color: #fff; padding: 96px 0; text-align: center; position: relative; overflow: hidden; }
.final h2 { font-size: clamp(32px, 4.6vw, 52px); max-width: 720px; margin: 0 auto 16px; letter-spacing: -.03em; }
.final p { color: rgba(255,255,255,.72); font-size: 18px; max-width: 520px; margin: 0 auto 30px; }
.final .note { font-size: 14px; color: rgba(255,255,255,.6); margin: 16px auto 0; }

/* ---------- Footer ---------- */
footer { padding: 56px 0 40px; border-top: 1px solid var(--line); }
footer .cols { display: grid; grid-template-columns: minmax(0, 1.6fr) repeat(3, minmax(0, 1fr)); gap: 32px; }
footer .brand { color: var(--ink); }
footer .about { color: var(--ink-soft); font-size: 13.5px; margin-top: 14px; max-width: 380px; }
footer h4 { font-size: 13px; letter-spacing: .06em; color: var(--ink-mute); margin-bottom: 14px; }
footer ul { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 10px; }
footer li a { color: var(--ink); font-size: 15px; font-weight: 600; }
footer li a:hover { color: var(--accent); }
footer li span { color: var(--ink-soft); font-size: 15px; }
footer img.email { height: 1.25em; width: auto; vertical-align: -0.3em; }
footer .bottom { display: flex; flex-wrap: wrap; gap: 12px 24px; justify-content: space-between; margin-top: 44px; padding-top: 24px; border-top: 1px solid var(--line); color: var(--ink-mute); font-size: 13.5px; }
footer .bottom a { color: var(--ink-mute); margin-right: 18px; }

/* ---------- Tablet ---------- */
@media (max-width: 1024px) {
  .cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .hero .wrap { gap: 24px; }
  .float { left: -40px; }
}
@media (max-width: 880px) {
  section { padding: 64px 0; }
  .nav { display: none; }
  .hero .wrap { grid-template-columns: 1fr; padding-top: 28px; padding-bottom: 0; min-height: 0; }
  .hero h1 { font-size: clamp(38px, 10.5vw, 52px); margin-top: 18px; }
  .hero .lead { font-size: 17px; }
  .cta { flex-direction: column; align-items: stretch; gap: 12px; margin-top: 26px; }
  .cta .btn { width: 100%; }
  .cta .note { text-align: center; }
  .facts { gap: 8px 18px; margin-top: 26px; padding-top: 20px; }
  .stage { min-height: 0; height: 470px; overflow: hidden; margin-top: 32px; align-items: flex-start; }
  .device { width: 280px; height: 580px; }
  .screen { padding-top: 48px; }
  .float { left: auto; right: 0; top: 262px; width: 236px; padding: 12px; transform: rotate(3deg); animation: hoverR 6s ease-in-out infinite; }
  .float .go { display: none; }
  .hero .lead { font-size: 16.5px; }
  @keyframes hoverR { 0%, 100% { transform: rotate(3deg) translateY(0); } 50% { transform: rotate(3deg) translateY(-8px); } }
  .stage::after { content: ""; position: absolute; left: 0; right: 0; bottom: 0; height: 90px; background: linear-gradient(to bottom, rgba(31,85,214,0), #1F55D6 85%); pointer-events: none; z-index: 5; }
  .open .sec-head { flex-direction: column; align-items: flex-start; gap: 10px; }
  .steps { grid-template-columns: 1fr; gap: 36px; }
  .why .wrap, .price .wrap, .faq .wrap { grid-template-columns: 1fr; }
  .faq .wrap { gap: 20px; }
  .explain { padding: 28px 24px; }
  .stat { padding: 24px; }
  .stat.ring { grid-template-columns: 110px minmax(0, 1fr); gap: 18px; }
  .ring-svg { width: 110px; height: 110px; }
  .ring-svg b { font-size: 26px; }
  .plan { padding: 28px 22px; }
  .plan .amount b { font-size: 56px; }
  footer .cols { grid-template-columns: 1fr 1fr; }
  footer .cols > div:first-child { grid-column: 1 / -1; }
}
@media (max-width: 480px) {
  .wrap { padding: 0 20px; }
  header .wrap { height: 64px; }
  .brand { font-size: 17px; }
  .brand img { width: 30px; height: 30px; }
  .actions { gap: 12px; }
  .actions .login { font-size: 14px; }
  .btn.sm { height: 40px; padding: 0 16px; font-size: 14px; }
  .cards { gap: 12px; }
  .card { padding: 16px; border-radius: 20px; gap: 10px; }
  .card .tile { width: 56px; height: 56px; font-size: 24px; border-radius: 18px; }
  .card .name { font-size: 15.5px; }
  .card .amt { font-size: 14px; }
  .sec-head h2 { font-size: 30px; }
  .final { padding: 72px 0; }
  .final .btn { width: 100%; }
  footer .cols { grid-template-columns: 1fr; gap: 26px; }
  footer li a { display: inline-block; padding: 4px 0; }
  footer { padding-bottom: calc(32px + env(safe-area-inset-bottom)); }
}
@media (prefers-reduced-motion: reduce) {
  .float, .live i { animation: none; }
  html { scroll-behavior: auto; }
}